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| Ten best tips improving your credit card score |
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Ten best tips improving your credit card score
1. Stop using your credit cards
In a bad credit situation, one of the worst things you can do is continue accumulating debt by making credit card purchases. Put your credit cards away until you have more control of the situation.
2. Get a copy of your credit report
You can't begin repairing your credit until you know exactly what you need to work on. Obtain a copy of your credit report from each of the three major credit bureaus to find out which accounts need work and which are just fine.
If your credit report contains incorrect information, you have the right to have it removed. Your credit report will include information about disputing inaccurate information with the credit bureaus.
4. Get current on delinquent accounts
Your payment history makes up 35% of your credit score. Getting current on your delinquent accounts will have a great impact on your credit.
5. Don't put in any more credit applications
As long as your credit is in repair mode, you should avoid making any more applications for credit. It's likely that you'll get turned down for credit and the applications will only decrease your credit score.
- 03/12/2009 13:32 - which credit cards you should pay and how much you should pay
- 03/12/2009 13:29 - Do not close these five types of credit cards
- 03/12/2009 13:27 - Check your credit report periodically for errors to Dispute Credit Report Information
- 03/12/2009 13:24 - Get free credit reports online by phone
- 03/12/2009 13:21 - How to stop using credit cards and starting to drown in your debt
- 20/10/2009 06:33 - Consumer-friendly credit cards from community banks and credit unions during the recession Pentagon Federal Credit Union's Visa Platinum Rewards card
- 22/08/2009 07:56 - China banks' profit better than expected
- 16/07/2009 01:01 - China GDP growth is 7.1% in the first half of 2009 according to an Authoritative source
- 12/07/2009 14:48 - Obama and Treasury Secretary said a second stimulus plan is not needed this year
- 09/07/2009 06:49 - Significant risks remain to economic and financial stability in a G8 leaders's joint statement
